Policies

How TalkWith works, what we promise you and what we ask of everyone who uses it. TalkWith is operated by Jagdamba Associates, Vadodara, Gujarat, India.

• Privacy PolicyWhat we collect, why, who processes it and your rights.
• Terms of UseThe agreement for using the TalkWith apps and website.
• Refund & Cancellation PolicyTop-ups, session refunds, timelines and cancelling.
• Delete your accountHow to delete your account and data, and what is kept.
• Child Safety StandardsZero tolerance for child sexual abuse and exploitation.
• Community GuidelinesThe rules for every customer and partner.
• Partner TermsVerification, commission, payouts and TDS for partners.
• Grievance RedressalOur Grievance Officer and how complaints are handled.
• Shipping & Delivery PolicyHow digital top-ups and sessions are delivered.