Policies

How TalkWith works, what we promise you and what we ask of everyone who uses it. TalkWith is operated by TalkWith Pvt Ltd, Vadodara, Gujarat, India.

• Privacy PolicyHow TalkWith collects, uses, shares and protects your personal data, and the rights you have over it.
• Terms of UseThe agreement between you and TalkWith Pvt Ltd for using the TalkWith apps and website.
• Refund & Cancellation PolicyWhen and how TalkWith refunds wallet top-ups and sessions, and how to cancel.
• Delete your accountHow to delete your TalkWith or TalkWith Partner account and data, what is deleted and what is kept.
• Child Safety StandardsTalkWith's standards against child sexual abuse and exploitation (CSAE), how to report it and who to contact.
• Community GuidelinesThe rules every customer and partner on TalkWith agrees to, and what happens when they are broken.
• Partner TermsThe agreement for listeners, astrologers and coaches who offer services on TalkWith: verification, earnings, commission, payouts, TDS and conduct.
• Grievance RedressalHow to raise a complaint with TalkWith, our Grievance Officer's contact details and resolution timelines.
• Shipping & Delivery PolicyTalkWith sells only digital services. How and when wallet top-ups and sessions are delivered.